Who Pays When Property Is Damaged in a Car Accident?

May 10, 2016 | Crandall & Pera Law
Who Pays When Property Is Damaged in a Car Accident?

Dakota Clouse, 24, was convicted of drunken driving in September 2015. Accordingly, his license was revoked, though this apparently was not enough to keep Mr. Clouse off the road. On April 13, Clouse got behind the wheel; while the circumstances of his activity that day remain under investigation, the result stands clear at the Ohio Highway Patrol post in Erie.

Driver injured, but others unscathed

According to the Toledo Blade, “... [fusion_builder_container hundred_percent="yes" overflow="visible"][fusion_builder_row][fusion_builder_column type="1_1" background_position="left top" background_color="" border_size="" border_color="" border_style="solid" spacing="yes" background_image="" background_repeat="no-repeat" padding="" margin_top="0px" margin_bottom="0px" class="" id="" animation_type="" animation_speed="0.3" animation_direction="left" hide_on_mobile="no" center_content="no" min_height="none"][Clouse] was driving east on U.S. 6 at a high rate of speed... when the car went off the right side of the road, according to the patrol. The driver over-corrected, causing the vehicle to drive back on the road and then off its left side and across the lawn of the [Ohio Highway] patrol post, striking a concrete sign and crashing into the front of the building, troopers said. The impact of the crash damaged the walls and windows of the conference room, which was not occupied after a public meeting was adjourned an hour earlier, according to the patrol.”

Security cameras captured the accident on video, though the destruction was so extensive that the footage will likely be unnecessary when Clouse is tried. Unfortunately, it is almost impossible to get car insurance unless you are legally able to operate a vehicle; in this case, it is safe to assume that Clouse did not have any insurance, and repairs for the damage he caused will have to be paid for some other way.

What if this happened to your house?

If a negligent driver strikes your property, the insurance they carry will pay for damages up to the policy limit, but no further. When the assessed damage is greater than the policy limit, or the driver was uninsured, your insurance steps in. Unfortunately, the process can be extremely complicated. It’s always a good idea to retain experienced legal counsel when you have been injured and/or your property damaged by another’s negligence.

Liability and responsibility for property damage or personal injury can be difficult to prove, and insurance companies can throw a great deal of time and money to prevent you from getting the money you are owed. The experienced Kentucky and Ohio car incursion lawyers at Crandall & Pera Law can evaluate your case and help get you the compensation you deserve. For more information or a free consultation, contact us today.