Were You Injured in a Multi Car Collision?
Whether a chain collision or a pile-up caused your injury, we are here to help
There are two types of multi-car collisions: chain collisions and pile-ups. A chain collision usually begins when the last in a line of cars is rear-ended. It is pushed into the rear of the car in front of it, pushing that car into the rear of the one in front of it, and so on: A hits B, B hits C, C hits D. Mass collisions, or “pile-ups,” are not as linear as chain collisions. In the aftermath of a pile-up the highway may resemble a pool table immediately after the break – cars and trucks are scattered about, some colliding several times with others as each impact sends them sliding and spinning. Both types are usually associated with carelessness and wet pavements but pile-ups, while less frequent, tend to be caused by ice storms, snowstorms, torrential rainfalls and poor visibility.
If you have been injured in an accident, speak with a highly qualified auto accident attorney at the Kentucky law firm of Crandall & Pera Law right away. Our seasoned lawyers represented injured victims across Kentucky, including in Louisville and Lexington.
How are chain collision accident claims settled?
The cause of a chain collision is fairly easy to determine, and the kind of insurance coverage a driver carries usually determines the outcome:
- In most tort-based insurance states, each driver is liable to the owner of the vehicle he or she struck for personal injury and property damage if negligence is proved.
- In “no fault” insurance states each owner’s insurance company pays them for their damages to the extent of their policies and deductibles, without consideration of negligence. In many cases if their losses meet certain levels, they may reject no-fault and bring a traditional tort-based lawsuit instead.
- In Kentucky, a choice no-fault state, if there is a finding of negligence the at fault driver pays, and other drivers’ benefits may be reduced according to the percentage of their contributions, if any, to the accident.
- Some states simply hold the driver who first struck the rearmost car responsible for everything.
What about claims in pile-ups?
The same logic presumably applies to the mass pile-ups that often occur during fog or snowstorms, except that that in pile-ups of forty or fifty vehicles finding the primary cause requires an enormous amount of analysis and reconstruction. The causative driver can conceivably end up with 100 percent responsibility for damage to ten or twelve cars, partial responsibility for damages to others, and a variety of claims against other drivers who caused property damage or injury when they joined the pile-up by driving inappropriately for weather conditions. Police investigators ordinarily interview all drivers involved concerning their speed and activities as they entered the crash scene, to determine if there was contributory negligence.
Let Crandall & Pera Law be your advocate if you are injured in a multi-car collision
If you were injured in a multi car collision, especially in a pile-up, it is probably best to leave an experienced Kentucky car accident attorney with the details of determining who may be liable to whom. An additional benefit of retaining an experienced attorney is that their advocacy can help place and keep you in the “zero responsibility” category, enhancing your chance of recovering unreduced damages.
The attorneys at Crandall & Pera Law are experienced protecting the interests of people injured in multi-car collisions. Your case is important to us. Please call us today at 877-686-8879, or fill out our contact form to schedule a free, no-obligation consultation with a Kentucky auto accident attorney. We have offices conveniently located in Lexington and Louisville.